Mike has a pretty good draft of this done. Does it make sense to see if your Dad has some time in the next couple of weeks while you are in DC to talk about it? Your Dad just called me (about his mortgage) and mentioned he'd be out a lot soon and not really back until Labor Day so it dawned on me it might be a good time (also he could use some positive news about his future earnings potential!). Eric D. Schwerin eschwerin@rosemontseneca.com Sent from my iPhone