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SeventySix Capital Portfolio Company News -
Dwolla and CareCam Health Systems
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BBVA Compass Goes Live with Real-Time
Payments and Dwolla

Dwolla CEO Milne & BBVA Compass CEO Sánchez [http://r20.rs6.net/tn.jsp?f=0014IgrNADFap-M0erzPozXut5EExlMq8ePl8sStdzmEbE26EDiUqY8-JpVGFpykLmDTk4_BXT-z8TNvEHwvHZt3yT3rWscJ-LHYlFcR8irWLd6y_lPBzudT3yCsuZQ1K3PjtcM9-sd8htq6fN2ymy6DJYr6prCemtQ9nVvCt8tqAz-rXK-tMqD20lMoH5ZBslThKkdrESuFhk=&c=z5J9n8kCtN-sWph9O1iLY865uKMb4Aaj-nngSvga6_3UY1tnq93Xng==&ch=xsVrvplRAN9ttxLxX6G4NCaLqGiEp7WMswq8lmdunwbfW2DSbwMfbw==]

VIDEO: BBVA Compass CEO - Manuel "Manolo" Sanchez
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It's not just an idea. FiSync from Dwolla allows money to move like you'd expect
it to: instantly. Dwolla's FiSync protocol facilitates secure real-time payments
that bypass traditional networks. Transactions initiated via FiSync are fast, secure,
and available now through BBVA Compass.

What makes Dwolla's technology so dramatically different is that when you hit the
send button the money actually moves instantly and there's no card or check used
in the process at all. It's completely digital. FiSync enabled transactions made
to and from your financial institution can be done in real-time on any device connected
to the Internet.

In fact, transactions through FiSync settle faster than most websites load. Once
you see the confirmation page, the money has already moved.

Real-time payments are anytime payments.

In a real-time world, you're in control of when your money stops, or goes. In a
real-time world, money is just where it's supposed to be when it's supposed to be
there.

What normally takes a business day or more now takes less than a second, and the
network is always open to process a payment. FiSync uses Dwolla's real-time ledger,
configured to communicate with banks. It's already been used to move billions in
transactions and there are no settlement windows to mess with.

With this new technology, there's no waiting for the Fed to open on Monday or at
8:30AM. You can stream payments anytime and do so. Big businesses like CME and
local businesses like Mars Cafe can all use it. There's no bias for who gets access.

For businesses banking at BBVA Compass, using Dwolla for payouts means, with a BBVA
Compass account you won't need to preload a separate bank account to disburse payments
and receivers will get access instantly in Dwolla. That means the money can stay
in your bank account longer. For merchants accepting payments, it means the second
you receive a payment, that money is available to you even if that payment was made
at 2AM on a Saturday.

New technology completely removes the need for sensitive bank account or payment
information.

Most tokenization (or the replacement of sensitive information with unique, encrypted
tokens) requires that users still provide sensitive payment account information
to a third-party, like ApplePay, Square Cash, Stripe, or PayPal, before becoming
tokenized. FiSync pioneers a new application of tokenization, one that removes
the need for Dwolla to collect bank account information or credentials to connect
a checking or savings account.

This not only reduces the information security risk associated with bank transfers,
but creates a simple, safe, and fast way to link your checking or savings accounts.
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Independence Blue Cross Collaborates with [http://r20.rs6.net/tn.jsp?f=0014IgrNADFap-M0erzPozXut5EExlMq8ePl8sStdzmEbE26EDiUqY8-JpVGFpykLmDGLyPXubokitBf931IfXhDH8w9jyjwWB55cdwvKNl_27lKplvgLF6BDn-tcqcLCKeixjf3BLquUzUkFHCmUr2ZLZ2nnjOzuNRp_EpE8lHGTpcaeFlp6AIM7Hg1ag-fUa0PFQjRod4iCsvgHqLUxObQ0DNlpL3KieD2p6RrLRt2q4_C_cMPY5Lt1oWjOLXD7whGaWtdPvPYXXdGxEbUFXV4MK30nU3Q_rIkpH7NjLYWiqr8gIxZ21JmoGUQn3HGnE-b48pFDL2R9kgo_gLQ5YXBmfLryzGkvE4pD71Wfh8J_CockE1AR-EUqYFwe4p4Ul1UjAZsSDkFcPsaxbvBr-Qn6aOccAe1O7E&c=z5J9n8kCtN-sWph9O1iLY865uKMb4Aaj-nngSvga6_3UY1tnq93Xng==&ch=xsVrvplRAN9ttxLxX6G4NCaLqGiEp7WMswq8lmdunwbfW2DSbwMfbw==]
CareCam Health Systems [http://r20.rs6.net/tn.jsp?f=0014IgrNADFap-M0erzPozXut5EExlMq8ePl8sStdzmEbE26EDiUqY8-JpVGFpykLmDGLyPXubokitBf931IfXhDH8w9jyjwWB55cdwvKNl_27lKplvgLF6BDn-tcqcLCKeixjf3BLquUzUkFHCmUr2ZLZ2nnjOzuNRp_EpE8lHGTpcaeFlp6AIM7Hg1ag-fUa0PFQjRod4iCsvgHqLUxObQ0DNlpL3KieD2p6RrLRt2q4_C_cMPY5Lt1oWjOLXD7whGaWtdPvPYXXdGxEbUFXV4MK30nU3Q_rIkpH7NjLYWiqr8gIxZ21JmoGUQn3HGnE-b48pFDL2R9kgo_gLQ5YXBmfLryzGkvE4pD71Wfh8J_CockE1AR-EUqYFwe4p4Ul1UjAZsSDkFcPsaxbvBr-Qn6aOccAe1O7E&c=z5J9n8kCtN-sWph9O1iLY865uKMb4Aaj-nngSvga6_3UY1tnq93Xng==&ch=xsVrvplRAN9ttxLxX6G4NCaLqGiEp7WMswq8lmdunwbfW2DSbwMfbw==]
Independence Blue Cross (Independence), the leading health insurance organization
in southeastern Pennsylvania, announced today that it has begun offering CareCam
Health Systems' (CareCam) chronic condition self-management app to help patients
better proactively manage their health. Independence is offering CareCam's easy-to-use
mobile phone and tablet app at no cost to adult members with diabetes or asthma.
After members complete a short health survey upon registration, CareCam generates
a daily personalized schedule of health care activities designed to fit each individual's
lifestyle. This allows them to more easily adhere to the treatment plan recommended
by their doctor.
"At Independence, we are deeply committed to creating innovative ways to further
improve the health of our members, which is why we've invested in CareCam," says
Daniel J. Hilferty, president and CEO of Independence. "From partnering with nationally
known innovators, to working with new startups, we are always looking for ways to
support innovations that help our members better and more easily manage their health."
Having a strong support network between doctor visits can play a major role in helping
a patient with diabetes or asthma stay on track and ultimately lead a healthier
life, which is why CareCam gives users the unique availability to invite friends,
family members, or caregivers to follow their progress on the app and provide support
and encouragement to help ensure success.
Each day, CareCam reminds members to complete the activities necessary to effectively
manage their diabetes or asthma, such as checking their sugar levels, measuring
their peak flow (breathing) rate, taking medications and exercising. Users also
receive real-time personalized feedback on how well they're doing and have access
to daily, weekly, and monthly summaries of their performance, which can be shared
with their doctors during their next visit.
"CareCam focuses on engaging patients in the management of their own health, which
is a critical missing link for successful, scalable, and cost-effective chronic
care management," says CareCam Chairman and CEO Hal Rosenbluth. "We capitalize on
the power of mobile technology to engage and empower people with chronic conditions,
providing them with a convenient, 24/7 resource for support in managing their care."
The app also provides one-touch access to vLearning, an interactive library of short,
easy-to-understand videos online about the health condition and other important
health care topics.
CareCam is continuing to build upon and enhance its software platform for all members.
Future releases will include additional functionality around other chronic conditions
and medication adherence. In addition, integration with other platforms like Apple
HealthKit is underway.

Initially, Independence members with asthma or diabetes can download the app for
free by searching for "CareCam" in the Apple app store or Google Play store.

About Independence Blue Cross

Independence Blue Cross is the leading health insurance organization in southeastern
Pennsylvania. With our affiliates, we serve nearly 10 million people in 25 states
and the District of Columbia, including 2.5 million in the region. For nearly 80
years, we have been enhancing the health and wellness of the people and communities
we serve by delivering innovative and competitively priced health care products
and services; pioneering new ways to reward doctors, hospitals, and other health
care professionals for coordinated, quality care; and supporting programs and events
that promote wellness. To learn more visit www.ibx.com.

About CareCam Health Systems

Based in Conshohocken, PA, CareCam Health Systems is a vHealthTM technology firm
and a leader in a new approach to chronic care management, making the patient the
driving force behind better outcomes. CareCam has built a comprehensive software
solution that combines the power of behavioral science, mobile technology - smartphones
and tablets - and video to enable scalable, successful chronic care management and
improved health outcomes for health plan members, and reduced health plan costs
across all books of business. Led by a team of seasoned executives who have worked
together for over 25 years to create new industries, including travel management
and retail health clinics, CareCam is poised to reinvent chronic care management
and transform the current healthcare landscape. To learn more, visit www.CareCamHealthSystems.com
[http://r20.rs6.net/tn.jsp?f=0014IgrNADFap-M0erzPozXut5EExlMq8ePl8sStdzmEbE26EDiUqY8-Ctsx6GixpBf4GJGsYa0EvMHEGrc_zYSd4LyiBGhV5egAPxpR9WIMXF4GA_H6JbYty5SrWWUOf8Z2jOFzFsK8xyB0WOqW8LpfKfPpKvSGtzFCvklxIVokIWhbQuPYldiEUPEj3GFKakk&c=z5J9n8kCtN-sWph9O1iLY865uKMb4Aaj-nngSvga6_3UY1tnq93Xng==&ch=xsVrvplRAN9ttxLxX6G4NCaLqGiEp7WMswq8lmdunwbfW2DSbwMfbw==].
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SeventySix Capital [http://r20.rs6.net/tn.jsp?f=0014IgrNADFap-M0erzPozXut5EExlMq8ePl8sStdzmEbE26EDiUqY8-IUfmln7E_tmhgGv1EcXdm-IJ9pzm7b-9Rg486a7Dyi-0Lx8CN_GXYtKhc-IMeaEw0aN7DfLrd5JloCFvGuccimb3dvXayA2NsZa6h9uJhMucHZpx5gCNw6AbASzksARWA==&c=z5J9n8kCtN-sWph9O1iLY865uKMb4Aaj-nngSvga6_3UY1tnq93Xng==&ch=xsVrvplRAN9ttxLxX6G4NCaLqGiEp7WMswq8lmdunwbfW2DSbwMfbw==]

Since 1999, Wayne Kimmel [http://r20.rs6.net/tn.jsp?f=0014IgrNADFap-M0erzPozXut5EExlMq8ePl8sStdzmEbE26EDiUqY8-E4EvINmxPR9WX1pQRrLQVLPpcaHz3lLjD_0hNJ_Wp4u9IFjRNKY4N0F-gTr0R_ilXOHwDJmRm-zzlpxH5o_ZydeSkF2peS4Yr559gB2cYR6fiSb_EMqz6j-ACLjOpZDFA==&c=z5J9n8kCtN-sWph9O1iLY865uKMb4Aaj-nngSvga6_3UY1tnq93Xng==&ch=xsVrvplRAN9ttxLxX6G4NCaLqGiEp7WMswq8lmdunwbfW2DSbwMfbw==]
and his partners have backed passionate founders of startup and early stage game-changing
businesses.

SeventySix Capital's top exits include:


1. SeamlessWeb - acquired by ARAMARK now public as GrubHub (NYSE: GRUB)
2. Take Care Health Systems - acquired by Walgreens
3. NutriSystem (NASDAQ: NTRI) - top performing stock in the U.S. for 5 consecutive
years.
Intel, IBM and Yahoo! have also acquired SeventySix Capital's portfolio companies.
Some of its current portfolio companies include, Dwolla [http://r20.rs6.net/tn.jsp?f=0014IgrNADFap-M0erzPozXut5EExlMq8ePl8sStdzmEbE26EDiUqY8-HAFnT6SX3xtw7kl3PMOL2m6OMERMQVtZqZRWBbp2KTwWXT0GsGzZu02srFhW8gOKeBGbdXJCrsJGmx81tL-7EH2bWn0ufFbHxv09TXcfyTQ&c=z5J9n8kCtN-sWph9O1iLY865uKMb4Aaj-nngSvga6_3UY1tnq93Xng==&ch=xsVrvplRAN9ttxLxX6G4NCaLqGiEp7WMswq8lmdunwbfW2DSbwMfbw==],
Indiegogo [http://r20.rs6.net/tn.jsp?f=0014IgrNADFap-M0erzPozXut5EExlMq8ePl8sStdzmEbE26EDiUqY8-IFtWl-TQY-9usnxMjiwbGw2-2ZQgVWdKp6GCAUlOWFicy8x8K9aRNbeb369mqsiyZGKAeqGYfgmuJ7e9rZkT1W8_L3deQEeDiOqZga-iV5p_LdU2mYPR7XXAQ7U6GvY_Q==&c=z5J9n8kCtN-sWph9O1iLY865uKMb4Aaj-nngSvga6_3UY1tnq93Xng==&ch=xsVrvplRAN9ttxLxX6G4NCaLqGiEp7WMswq8lmdunwbfW2DSbwMfbw==],
ReverbNation [http://r20.rs6.net/tn.jsp?f=0014IgrNADFap-M0erzPozXut5EExlMq8ePl8sStdzmEbE26EDiUqY8-HAFnT6SX3xtv4E0IcT6DRIPCPLp98lGewTAnkjf__RwpcRWT0T-7YiadgqhL4oi3NX6-30Scv-LrPkvONPvyZmk8bkAZfgnXL0xnuZ3BsyvEeY5xwwT9E4=&c=z5J9n8kCtN-sWph9O1iLY865uKMb4Aaj-nngSvga6_3UY1tnq93Xng==&ch=xsVrvplRAN9ttxLxX6G4NCaLqGiEp7WMswq8lmdunwbfW2DSbwMfbw==],
StartUp Health [http://r20.rs6.net/tn.jsp?f=0014IgrNADFap-M0erzPozXut5EExlMq8ePl8sStdzmEbE26EDiUqY8-E4EvINmxPR9kIiOYiGj6u381JLxcMviGnj6f5cM5PtoM-ACfQAaITItmZ_fIwtSUaOa2VZjXXtwsNCP7gGNu0kkoRsN7viRXPltq0JqpnwijEc9L_XHHH2oKZPAg5rqKA==&c=z5J9n8kCtN-sWph9O1iLY865uKMb4Aaj-nngSvga6_3UY1tnq93Xng==&ch=xsVrvplRAN9ttxLxX6G4NCaLqGiEp7WMswq8lmdunwbfW2DSbwMfbw==],
CareCam Health Systems [http://r20.rs6.net/tn.jsp?f=0014IgrNADFap-M0erzPozXut5EExlMq8ePl8sStdzmEbE26EDiUqY8-K4TaoCqfHFj74SmwztLo6XgORyvbXqrOSsLwde7lfZVEFLXARo6A1vSCRmSx34i5UG8d2Hp1jnnNQ7zglQB-pHUNSdNRRMDy7BBWBJyaJ7vurQ4lqgK7m7HcxP50KziaQ==&c=z5J9n8kCtN-sWph9O1iLY865uKMb4Aaj-nngSvga6_3UY1tnq93Xng==&ch=xsVrvplRAN9ttxLxX6G4NCaLqGiEp7WMswq8lmdunwbfW2DSbwMfbw==]
and Whistle Sports [http://r20.rs6.net/tn.jsp?f=0014IgrNADFap-M0erzPozXut5EExlMq8ePl8sStdzmEbE26EDiUqY8-FfJCiNrsd43erkst06nTAijElXXEfH36vXkO40mTU_h5p5EN9r9SS3HQSWWi7trcVT-pYrXSzSHrxz8ACGbaPK3jQzix3MKXW_Lm_7c_jzRJ7_MZfTE2cGqVRM9pVRh9w==&c=z5J9n8kCtN-sWph9O1iLY865uKMb4Aaj-nngSvga6_3UY1tnq93Xng==&ch=xsVrvplRAN9ttxLxX6G4NCaLqGiEp7WMswq8lmdunwbfW2DSbwMfbw==].
SeventySix Capital's partners are extremely active in the entrepreneurial and non-profit
communities around the world.
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