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Looking forward to a great new Year!
Happy Holidays!!
Jim Koman


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Best Wishes from the ELM Funds,
Jim Koman, Joe Yiu, Steve Schott, Wes Welker, Angela Wulff, Jason Ridgway,
& Christine Mattingly.


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ELM Funds | 8025 Forsyth Blvd., Suite 100 | St. Louis | MO | 63105


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