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See how an annuity can help make your golden years brighter.
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USAA SECURITY ZONE
Robert
Biden
USAA# ending in: 4733

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GET GUARANTEED INCOME FOR LIFE WITH OUR FIXED INCOME ANNUITY.

Find Out How:
http://e.usaa.com/a/tBVUhx9B73spXB9BeP8NsxStsV2/usaa103

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Dear Ensign Biden:

Worried about outliving your retirement savings? Our Single Premium
Income Annuity can offer you:

> Guaranteed income for life

> Guaranteed growth without market risk

> Confidence knowing your money will be there when you need it

If the idea of income for life is appealing, talk to us about a fixed
annuity. Our advisors can help you make decisions about your financial
future.

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USAA Life insurance companies have consistently earned top financial
strength ratings from the major reporting agencies:

* A.M. Best:(1) A++ (Superior -- first in 16 categories)

* Moody's Investors Service:(1) Aa1 (Excellent -- second in 21
categories)

* Standard & Poor's:(1) AA+ (Very Strong -- second in 21 categories)

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See if guaranteed income is right for you.

FIND OUT MORE:
http://e.usaa.com/a/tBVUhx9B73spXB9BeP8NsxStsV2/usaa104

Or call us at 1-800-472-8722 today.

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(1) A.M. Best: A++, Superior (highest of 16 possible ratings); Moody's
Investors Service: Aa1, Excellent (second highest of 21 possible
ratings); Standard & Poor's: AA+, Very Strong (second highest of 21
possible ratings). Company ratings represent an opinion of financial
strength and the company's ability to meet obligations to policyholders.
Ratings apply to USAA Life Insurance Company and not to the products or
services it provides.

Guarantees apply to certain insurance and annuity products and are
subject to product terms, exclusions and limitations and the insurer's
claims-paying ability and financial strength.

Money not previously taxed is taxed as income when withdrawn.
Withdrawals before age 59 1/2 may be subject to a 10% federal tax
penalty.

An annuity is a long-term insurance contract sold by an insurance
company designed to provide an income, usually after retirement, that
cannot be outlived. There are fees, expenses and surrender charges
that may apply.

Annuities are suitable for long-term investing, particularly retirement
savings.

You may wish to seek independent legal or financial advice before
selling or liquidating any assets and prior to the purchase of any
life or annuity products.

Single Premium Immediate Annuity (SPIA): Form ASI94832ST 10-11; in NY,
NSI97130NY 10-11, NSI94897NY 10-11 (SPIA form varies by state and by
payout option). Call for details on specific costs, benefits,
limitations and availability in your state.

Financial advice provided by USAA Financial Planning Services Insurance
Agency, Inc. (known as USAA Financial Insurance Agency in California,
License # 0E36312), and USAA Financial Advisors, Inc., a registered
broker dealer.

Annuities provided by USAA Life Insurance Company, San Antonio, TX,
and in New York by USAA Life Insurance Company of New York, Highland
Falls, NY. Each company has sole financial responsibility for its own
products.

You may contact us about this advertisement at 9800 Fredericksburg
Road, San Antonio, TX 78288-9876

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217398-0515

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