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Hunter --

President Obama just took two serious steps to make life a lot easier for folks
with student loans -- and there's a good chance you or someone you know will
benefit from these changes very soon.

Here's how:

-- Effective this January, if you're someone who has different kinds of loans --
guaranteed and direct -- you'll be able to roll them both into one direct loan and
bring down your interest rate. You'll only have to write one check a month, and
you'll see a discount. This switch adds no cost to taxpayers across the board.

-- You might remember that, as part of last year's student loan reform, borrowers'
loan payments could be no higher than 10 percent of their disposable income. This
is a big deal -- but it wasn't going to help anyone enrolling before 2014. Today, the
President announced that he's speeding up this program so it will affect students next
year -- helping over 1 million students. This will have huge consequences for people
struggling to make their student loan payments.

Sometimes, it can be hard to see how policy changes will actually affect your
day-to-day life.

Not the case with this one. These changes will make a real difference in helping millions
of Americans get by month to month.

We put together a video explaining how these changes will help Americans.
Watch it to learn a little more about what today's steps would do, and then make sure
everyone you know who should hear about it does:

http://my.barackobama.com/Student-Loan-Reforms5

President Obama isn't waiting on Congress to take action. He's doing everything in his
power, right now, to help bolster our economy and get folks back on their feet.

On Monday, he laid out new rules on federal mortgages to help make sure more families
don't lose their homes to foreclosure.

On Tuesday, the administration announced two new initiatives to help veterans find work.

Today, it means making changes that make student loans a lot easier to manage.

These are actions that can't wait on the next vote or the next election. So long as people are
struggling, this President and this administration will do everything in their power to help them
when and where they can. It's just that simple.

Now, let's make sure that the millions of people who stand to benefit from today's steps
know about it.

Watch the video to learn more about today's student loan changes -- and then help get
the word out:

http://my.barackobama.com/Student-Loan-Reforms5

Thanks,

James

James Kvaal
Policy Director
Obama for America

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