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Online Version
http://e.usaa.com/a/tBL9aknB73spXB8IcqDLuIGItX8/tag?t=BL9aknB73spXB8IcqDLuIGItX8&t_params=EMAIL%3Dhbiden%2540senecaga.com%26FORMAL_NAME%3DKATHLEEN%2520BIDEN%26SALUTATION%3DDear%2520Mrs.%2520Biden%253A
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Extra points are a new feature of your USAA Rewards Credit Card.
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Online Security Guarantee
http://e.usaa.com/a/tBL9aknB73spXB8IcqDLuIGItX8/usaa101
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Earn extra points by shopping on USAA MemberShop(TM), the newest feature
of your USAA credit card.
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Get even more rewards points on your purchases.
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Save At MemberShop
http://e.usaa.com/a/tBL9aknB73spXB8IcqDLuIGItX8/mn
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Dear Mrs. Biden:

Smart shopping begins with your USAA Credit Card.

In addition to a low rate, no annual fee and up to 20 points per dollar
on purchases, there is now another reason your USAA credit card is the
best card in your wallet - USAA MemberShop, where you can earn extra
points for shopping at over 500 merchants. MemberShop offers:

* Purchases with your USAA Credit Card give you USAA Rewards bonus
points - up to 20 points per dollar more than you normally earn(1).

* A comparison shopping tool sorts products by price and compares
merchant rewards offers.

* New promotions appear daily and sometimes include free shipping on
many items. So check back often.

The MemberShop is just another reason why your USAA Credit Card should
be the only one you reach for every time you shop. At a time when every
dollar counts, USAA is there to make your money work for you.

Earn extra points by shopping at USAA MemberShop today!
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Save At MemberShop
http://e.usaa.com/a/tBL9aknB73spXB8IcqDLuIGItX8/mn
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Earn extra rewards where you already shop.

1) Log on to usaa.com/membershop
2) Shop at over 500 online retailers
3) Points accumulate automatically

EXAMPLE:
The following information indicates USAA Rewards points earned
based on purchases made via the MemberShop Mall as opposed to shopping
at the merchant's storefront.

Sample offers as of May 20, 2010:

* 4 points per dollar at Overstock.com

* 4 points per dollar at BarnesandNoble.com

* 3 points per dollar at TheHomeDepot.com

* 3 points per dollar at Target.com

* 2 points per dollar at Dell.com


Overstock
http://e.usaa.com/a/tBL9aknB73spXB8IcqDLuIGItX8/overstock

The Home Depot
http://e.usaa.com/a/tBL9aknB73spXB8IcqDLuIGItX8/homedepot

Barnes & Noble
http://e.usaa.com/a/tBL9aknB73spXB8IcqDLuIGItX8/bn

Target.com
http://e.usaa.com/a/tBL9aknB73spXB8IcqDLuIGItX8/target

Dell
http://e.usaa.com/a/tBL9aknB73spXB8IcqDLuIGItX8/dell


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Security number, a PIN, account numbers or a password in an e-mail. To
ensure delivery to your inbox, please add offers@e.usaa.com to your
address book.

1 Depending on the merchant, members receive between 1% and 20% of the
retail purchase price in rewards on their purchases.

Specific terms and conditions may apply for each merchant. Please check
for individual policies on each merchant's information page.

Use of the term "member" or "membership" does not convey any legal,
eligibility or ownership rights.

Purchase of an alliance services product does not establish eligibility
for or membership in USAA property and casualty insurance companies.

Credit cards provided by USAA Savings Bank, Member FDIC.

This advertisement was sent by USAA, 9800 Fredericksburg Road, San
Antonio, TX 78288-9876

(c) 2010 USAA.
107431-051