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EVERFI PARTNERS WITH UNITED NEGRO COLLEGE FUND (UNCF) AND CAPITAL ONE TO
BRING FINANCIAL EDUCATION TO HISTORICALLY BLACK COLLEGES AND UNIVERSITIES


Friends,

As part of Martin Luther King, Jr. Day celebrations nationwide, EverFi is
thrilled and humbled to announce a new major initiative with Capital One and
the United Negro College Fund (UNCF) to bring our financial literacy and
student loan management programs to over 70 Historically Black Colleges and
Universities this year.

We kicked this off on Friday in Tuskegee and Montgomery, Alabama in the very
humbling shadows of where Rosa Parks, Martin Luther King, John Lewis and
others led with such grace and courage.

The Capital One Financial Scholars Program is powered by EverFi's
award-winning 3D educational gaming platform. The platform leverages new
media to bring important financial topics to life, including student loan
management, opening a bank account, budgeting, credit scores, stocks and
bonds, credit cards and debt management, paying taxes and the choice between
home-ownership and renting.

"The financial commitments and choices college students make today can
impact their lives for years and even decades into the future, yet most
students have never taken a personal finance class and are unprepared to
make these important decisions. The goal for this program is to help our
students develop practical money management skills and avoid common
financial mistakes," said Michael L. Lomax, Ph.D. UNCF president and CEO.
"Capital One's commitment to financial education is commendable, and we are
thankful for the company's support in bringing this innovative educational
platform to thousands of students across the country."

"Financial literacy is one of the most important skills for a student to
acquire in this day and age. Our young people are Virginia's future, and
their ability to manage their finances well and make smart decisions will be
crucial to the prosperity and vitality of the Commonwealth in the years
ahead," said Virginia Governor Bob McDonnell. "I thank the UNCF, Capital One
and EverFi for putting together this important program, and bringing it to
students at some of Virginia's historically black colleges and universities.
This program will only enhance the world class education long provided by
these schools."

"Capital One is proud to invest in bringing this unique financial literacy
program to college students around the country, many of whom are making
significant financial commitments in order to further their education," said
Steve Gannon, Executive Vice President and Deputy General Counsel at Capital
One. "We believe the EverFi platform provides an engaging, cutting-edge
platform to help students build financial decision-making skills that they
will use now and for the rest of their lives."

EverFi continues to be one of the fastest growing education networks in the
country and now includes thousands of high schools and universities.

--
Thomas M. Davidson, Jr.
Chief Executive Officer
EverFi, Inc.
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