EMAIL DETAILS

begin 666 Direct Debit Payment Reminder.htm
M/"%D;V-T>7!E(&AT;6P^"CQH=&UL(&1I<CTB;'1R(B!L86YG/2)E;B(^/"$M
M+2!);G-T86YC94)E9VEN('1E;7!L871E/2(O5&5M<&QA=&5S+V5M83UL+7)E
M<W!O;G-I=F4M9V5N97)I8RYD=W0N<&AP(B!C;V1E3W5T<VED94A434Q)<TQO
M8VME9#TB=')U92(@+2T^"CQH96%D/@H\;65T82!C:&%R<V5T/2)U=&8M."(^
M"CQM971A(&-O;G1E;G0](G=I9'1H/61E=FEC92UW:61T:"(@;F%M93TB=FEE
M=W!O<G0B/@H\;65T82!C;VYT96YT/2))13UE9&=E(B!H='1P+65Q=6EV/2)8
M+55!+4-O;7!A=&EB;&4B/@H*/"$M+2!);G-T86YC94)E9VEN161I=&%B;&4@
M;F%M93TB9&]C=&ET;&4B("TM/@H\=&ET;&4^06UE<FEC86X@161U8V%T:6]N
M(%-E<G9I8V5S/"]T:71L93X*/"$M+2!);G-T86YC945N9$5D:71A8FQE("TM
M/@H\(2TM($EN<W1A;F-E0F5G:6Y%9&ET86)L92!N86UE/2)V97)S:6]N(B M
M+3X*/"$M+2!);G-T86YC945N9$5D:71A8FQE("TM/@H\(2TM($EN<W1A;F-E
M0F5G:6Y%9&ET86)L92!N86UE/2)H96%D(B M+3X*/'-T>6QE('1Y<&4](G1E
M>'0O8W-S(CX*8F]D>2!["B @;6%R9VEN.B P.PH@('!A9&1I;F<Z(# ["B @
M=VED=&@Z(#$P,"4@(6EM<&]R=&%N=#L*?0IA('L*("!C;VQO<CH@(S S0SL*
M?0IA+" *83IL:6YK('L*("!T97AT+61E8V]R871I;VXZ('5N9&5R;&EN93L*
M?0IA.FAO=F5R('L*("!T97AT+61E8V]R871I;VXZ(&YO;F4["GT*:6UG('L*
M("!B;W)D97(Z(&YO;F4["GT*=6P@>PH@(&UA<F=I;CHQ96T@," Q96T@,C!P
M>#L*?0H*0&UE9&EA(&]N;'D@<V-R965N('L*(" O*B!215-%5" J+PH@(&AT
M;6PL8F]D>2QD:78L=6PL;VPL;&DL"B @:#$L:#(L:#,L:#0L:#4L:#8L"B @
M<"QB;&]C:W%U;W1E+&%B8G(@>PH@(" @;6%R9VEN.B P.PH@(" @<&%D9&EN
M9SH@,#L*("!]"B @:#$L:#(L:#,L:#0L:#4L:#8L"B @8BQS=')O;F<L=&@@
M>PH@(" @9F]N="US:7IE.B Q96T["B @("!F;VYT+7=E:6=H=#H@;F]R;6%L
M.PH@(" @9F]N="US='EL93H@;F]R;6%L.PH@('T*("!T86)L92!["B @("!B
M;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.PH@(" @8F]R9&5R+7-P86-I;F<Z
M(# ["B @?0H@('1H('L*(" @('1E>'0M86QI9VXZ(&QE9G0["B @?0H@(' @
M>PH@(" @;6%R9VEN+6)O='1O;3H@,65M.PH@('T*("!U;"!["B @("!M87)G
M:6XZ(#%E;2 P(#%E;2 R,'!X.PH@('T*("!S=')O;F<@>PH@(" @9F]N="UW
M96EG:'0Z(&)O;&0["B @?0H@("\J($Q!64]55" J+PH@(&)O9'D@>PH@(" @
M8F%C:V=R;W5N9"UC;VQO<CH@(T5$145&,SL*(" @(&UI;BUW:61T:#H@,CDP
M<'@@(6EM<&]R=&%N=#L*(" @('=I9'1H.B Q,# E.PH@('T*(" N8V]N=&%I
M;F5R('L*(" @("UW96)K:70M9F]N="US;6]O=&AI;F<Z(&%N=&EA;&EA<V5D
M.PH@(" @+6UO>BUT97AT+7-I>F4M861J=7-T.B!N;VYE.PH@(" @+6US+71E
M>'0M<VEZ92UA9&IU<W0Z(&YO;F4[("\J($EG;F]R960@:68@>6]U(&AA=F4@
M82 \;65T82!N86UE/2)V:65W/6]R="(^("HO"B @(" M=V5B:VET+71E>'0M
M<VEZ92UA9&IU<W0Z(&YO;F4["B @("!M87@M=VED=&@Z(#<R,'!X.PH@('T*
M?0H*0&UE9&EA(&]N;'D@<V-R965N(&%N9" H;6%X+7=I9'1H.B W-CAP>"D@
M>PH@("-H96%D97(@>PH@(" @=&5X="UA;&EG;CH@8V5N=&5R.PH@('T*(" C
M;&]G;R!["B @("!D:7-P;&%Y.B!B;&]C:SL*(" @(&UA<F=I;CH@,"!A=71O
M.PH@('T*(" N8V]N=&%I;F5R('L*(" @(&UI;BUW:61T:#H@,CDP<'@["B @
M("!W:61T:#H@,3 P)3L*("!]"GT*/"]S='EL93X*/"$M+2!);G-T86YC945N
M9$5D:71A8FQE("TM/@H\+VAE860^"@H\8F]D>2!B9V-O;&]R/2(C141%148S
M(B!S='EL93TB8F%C:V=R;W5N9"UC;VQO<CH@(T5$145&,SL@;6%R9VEN.B P
M.R!P83UD:6YG.B P.R!W:61T:#H@,3 P)3LB/@H\=&%B;&4@<W1Y;&4](F9O
M;G0M9F%M:6QY.B!!<FEA;"P@2&5L=F5T:6-A+"!S86YS+7-E<FEF.R!F;VYT
M+7-I>F4Z(#$T<'@[/6QI;F4M:&5I9VAT.B Q+C0[(B!B;W)D97(](C B('=I
M9'1H/2(Q,# E(B!C96QL<W!A8VEN9STB,"(@8V5L;'!A9&1I/6<](C B(&%L
M:6=N/2)C96YT97(B/@H\=&)O9'D^"CQT<CX*/'1D(&ED/2)H96%D97(B(&)G
M8V]L;W(](B,P,&$Y93 B/@H\=&%B;&4@8VQA<W,](F-O;G1A:6YE<B(@8F]R
M9&5R/2(P(B!W:61T:#TB.30E(B!C96QL<W!A8VEN9STB,"(@8V5L/7!A9&1I
M;F<](C B(&%L:6=N/2)C96YT97(B/@H\=&)O9'D^"CQT<CX*/'1D('9A;&EG
M;CTB;6ED9&QE(B!H96EG:'0](C4X(CX*/&1I=B!C;&%S<STB=W)A<'!E<B(@
M<W1Y;&4](G!A9&1I;F<Z(#5P>" X)3LB/CQA(&ED/2)L;V=O(B!H<F5F/2)H
M=#UP.B\O:6YF;RYA97-S=6-C97-S+F]R9R]G82]C;&EC:R\R+7)15%!.:TQ%
M5C%434Y54T%.15)#:&M525%+9VMF=S M-2TQ-#0R-CTM,C@V,C0X+3<U-C0Q
M-2UE8C W-S0U,F0X+3$W,S0W-68S,3 B/CQI;6<@<W1Y;&4](F)O<F1E<CH@
M;F]N93LB('-R8STB/71T<',Z+R]W=W<N865S<W5C8V5S<RYO<F<O96UA:6QS
M+VEM86=E<R]L;V=O<R]L;V=O+7=H:71E7S%X+G!N9R(@<W)C<V5T/3UH='1P
M<SHO+W=W=RYA97-S=6-C97-S+F]R9R]E;6%I;',O:6UA9V5S+VQO9V]S+VQO
M9V\M=VAI=&5?,7@N<&YG(#%X+"!H='1P<STO+W=W=RYA97-S=6-C97-S+F]R
M9R]E;6%I;',O:6UA9V5S+VQO9V]S+VQO9V\M=VAI=&5?,G@N<&YG(#)X(B!A
M;'0](D%M97(]8V%N($5D=6-A=&EO;B!397)V:6-E<R(@=VED=&@](C(V,"(@
M:&5I9VAT/2(U-"(@+SX\+V$^/"]D:78^"CPO=&0^"CPO='(^"CPO=&)O9'D^
M"CPO=&%B;&4^"CPO=&0^"CPO='(^"CQT<CX\(2TM($EN<W1A;F-E0F5G:6Y%
M9&ET86)L92!N86UE/2)B86YN97(B("TM/@H\=&0@:60](F)A;FYE<B(@<W1Y
M;&4](F)A8VMG<F]U;F0M8V]L;W(Z("-F9F9F9F8[(B!B9V-O;&]R/2(C1D9&
M1D9&(CX*/'1A8FQE(&-L87-S/2)C;VYT86EN97(B(&)O<F1E<CTB,"(@=VED
M=&@](CDT)2(@8V5L;'-P86-I;F<](C B(&-E;#UP861D:6YG/2(P(B!A;&EG
M;CTB8V5N=&5R(CX*/'1B;V1Y/@H\='(^"CQT9#XF(S$V,#L\+W1D/@H\+W1R
M/@H\+W1B;V1Y/@H\+W1A8FQE/@H\+W1D/@H\(2TM($EN<W1A;F-E16YD161I
M=&%B;&4@+2T^/"]T<CX*/'1R/CPA+2T@26YS=&%N8V5"96=I;D5D:71A8FQE
M(&YA;64](F-O;G1E;G0B("TM/@H\=&0@:60](F-O;G1E;G0B('-T>6QE/2)B
M86-K9W)O=6YD+6-O;&]R.B C9F9F9F9F.R!B;W)D97(M8F]T=&]M.B Q,'!X
M(#UO;&ED("-$041#13<[(B!B9V-O;&]R/2(C1D9&1D9&(CX*/'1A8FQE(&-L
M87-S/2)C;VYT86EN97(B(&)O<F1E<CTB,"(@=VED=&@](CDT)2(@8V5L;'-P
M86-I;F<](C B(&-E;#UP861D:6YG/2(P(B!A;&EG;CTB8V5N=&5R(CX*/'1B
M;V1Y/@H\='(^"CQT9#X*/&1I=B!C;&%S<STB=W)A<'!E<B(@<W1Y;&4](G!A
M9&1I;F<Z(#$U<'@@."4[(CX*/' ^4F]B97)T+#PO<#X*/' ^5&AI<R!I<R!A
M(')E;6EN9&5R('1H870@>6]U(&AA=F4@86X@=7!C;VUI;F<@<&%Y;65N="!D
M=64F(S@R,3([8G5T(&YO('=O/7)I97,A(%EO=2=R92!E;G)O;&QE9"!I;B!O
M=7(@/&5M/D1I<F5C="!$96)I=#PO96T^('-E<G9I8V4@<V\@=&AE('!A>6UE
M;G0@/6EL;"!B92!A=71O;6%T:6-A;&QY('=I=&AD<F%W;B!F<F]M('EO=7(@
M8F%N:R!A8V-O=6YT+CPO<#X*/'5L('-T>6QE/2)M87)G:6XZ(# @," P(#(P
M<'@[('!A9&1I;F<Z(# [(CX*/&QI('-T>6QE/2)P861D:6YG+6)O='1O;3H@
M,W!X.R(^36]N=&AL>2!);G-T86QL;65N="!!;6]U;G0@+2 D,S0X+C8V/"]L
M:3X*/&QI/D%D9&ET:6]N86P@06UO=6YT(%)E<75E<W1E9" M("0P+C P/"]L
M:3X*/"]U;#X*/' ^/'-T<F]N9SY4;W1A;"!A;6]U;G0@=&\@8F4@=VET:&1R
M87=N(&]N(# R+S(P+S(P,3DZ("0S-#@N-C8\+W-T<F]N9SX\+W ^"CQP/E=E
M('=I;&P@<V5N9"!Y;W4@82!S97!A<F%T92!E;6%I;"!L971T:6YG('EO=2!K
M;F]W('=H96X@=&AE('!A>6UE;G0@:&%S(#UE96X@<&]S=&5D('1O('EO=7(@
M86-C;W5N="X\+W ^"CQP/CQS=')O;F<^2&%V92!Q=65S=&EO;G,@86)O=70@
M/&5M/D1I<F5C="!$96)I=#PO96T^/SPO<W1R;VYG/CQB<B O/B!6:7-I=#UO
M=7(@/&$@:')E9CTB:'1T<#HO+VEN9F\N865S<W5C8V5S<RYO<F<O9V$O8VQI
M8VLO,BUR45103FM,158Q5$U.55-!3D520V@]54E12V=K9G<P+34M,30T,C8X
M+3(X-C(T."TW-38T,38M8S U9C<T,C)D82TQ-S,T-S5F,S$P(CX\96T^1&ER
M96-T($1E8FET/"\];3X@1D%1/"]A/B!T;R!L96%R;B!M;W)E+CPO<#X*/"]D
M:78^"CPO=&0^"CPO='(^"CPO=&)O9'D^"CPO=&%B;&4^"CPO=&0^"CPA+2T@
M26YS=&%N8V5%;F1%9&ET86)L92 M+3X\+W1R/@H\='(^"CQT9"!I9#TB9F]O
M=&5R(B!S='EL93TB8F]R9&5R+71O<#H@,W!X('-O;&ED("-&1D9&1D8[(&1I
M<W!L87DZ(&)L;V-K.R(@/6=C;VQO<CTB(T5$145&,R(^"CQT86)L92!C;&%S
M<STB8V]N=&%I;F5R(B!B;W)D97(](C B('=I9'1H/2(Y-"4B(&-E;&QS<&%C
M:6YG/2(P(B!C96P]<&%D9&EN9STB,"(@86QI9VX](F-E;G1E<B(^"CQT8F]D
M>3X*/'1R/@H\=&0^/"$M+3QD:78@8VQA<W,](G=R87!P97(B('-T>6QE/2)C
M;VQO<CH@(S8V-C8V-CL@9F]N="US:7IE.B Q,W!X.R!P83UD:6YG.B Q-7!X
M(#@E.R!T97AT+6%L:6=N.B!C96YT97([(CX*(" @(" @(" @(" @(" @/'-T
M<F]N9SY0;&5A<V4@9&\@;F]T(')E<&QY(&1I<F5C=&QY('1O('1H:7,@;65S
M<V%G92X\+W-T<F]N/3X@26YS=&5A9"P@/&$@:')E9CTB:'1T<#HO+VEN9F\N
M865S<W5C8V5S<RYO<F<O9V$O8VQI8VLO,BUR45103FM,158Q5$U.53U!3D52
M0VAK54E12V=K9G<P+34M,30T,C8X+3(X-C(T."TW-38T,3<M.&$R,35E,&$V
M-2TQ-S,T-S5F,S$P(CYC;VYT86-T('5S/#UA/B!W:71H(&%N>2!Q=65S=&EO
M;G,N"B @(" @(" @(" @(" @(" \8G(^"B @(" @(" @(" @(" @(" \8G(^
M"B @(" @(" @(" @(" @("!4:&ES(&EN9F]R;6%T:6]N(&UE<W-A9V4@:&%S
M(&)E96X@<V5N="!T;R!Y;W4@8F%S960@;VX@>6]U<CUE>&ES=&EN9R!R96QA
M=&EO;G-H:7 @=VET:"!!;65R:6-A;B!%9'5C871I;VX@4V5R=FEC97,N("!)
M9B!Y;W4@87)E(&YO="!T:#T@:6YT96YD960@<F5C:7!I96YT(&]R(')E8V5I
M=F5D('1H:7,@96UA:6P@:6X@97)R;W(L(#QA(&AR968](FAT=' Z+R]I;F8]
M+F%E<W-U8V-E<W,N;W)G+V=A+V-L:6-K+S(M<E%44$YK3$56,51-3E5304Y%
M4D-H:U5)44MG:V9W,"TU+3$T-#(V."TR.#8R-#@]-S4V-#$W+3AA,C$U93!A
M-C4M,3<S-#<U9C,Q,"(@=&%R9V5T/2)?8FQA;FLB/G!L96%S92!C;VYT86-T
M('5S/"]A/B!A;F0@/6AE;B!D96QE=&4@=&AI<R!E;6%I;"!F<F]M('EO=7(@
M<WES=&5M+@H@(" @(" @(" @(" @(" @/&AR('-T>6QE/2)B86-K9W)O=6YD
M.B!N;VYE.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUT;W Z(#%P/2!S;VQI9" C
M0T-#.R!M87)G:6XM=&]P.B Q,'!X.R!M87)G:6XM8F]T=&]M.B Q,'!X.R(^
M"B @(" @(" @(" @(" @(" \<#Y!;65R:6-A;B!%9'5C871I;VX@4V5R=FEC
M97,\8G(^"B @(" @(" @(" @(" @(" Q,C P($YO<G1H(%-E=F5N=&@@4W1R
M965T/&)R/@H@(" @(" @(" @(" @(" @2&%R<FES8G5R9RP@4$$@,3<Q,#(M
M,30T-#PO<#X*(" @(" @(" @(" @(" @/' ^/'-T<F]N9SY&;VQL;W<@57,A
M/"]S=')O;F<^/"]P/@H@(" @(" @(" @(" @(" \82!H(')E;#TB:'1T<',Z
M+R]T=VET=&5R+F-O;2]A97-S=6-C97-S;W)G(B!T87)G970](E]B;#UN:R(^
M/&EM9R!S<F,](FAT='!S.B\O=W=W+F%E<W-U8V-E<W,N;W)G+V5M86EL<R]I
M;6%G97,O:6-O;G,O='=I='1E<BUI8V\]+G!N9R(@86QT/2)&;VQL;W<@=7,@
M;VX@5'=I='1E<B$B('-T>6QE/2)B;W)D97(Z(&YO;F4[('!A9&1I;F<M<FEG
M:'0Z(#UP>"(O/CPO83X*(" @(" @(" @(" @(" @/&$@:')E9CTB:'1T<#HO
M+VEN9F\N865S<W5C8V5S<RYO<F<O9V$O8VQI8VLO,BUR45103FM,158Q5#U.
M55-!3D520VAK54E12V=K9G<P+34M,30T,C8X+3(X-C(T."TW-38T,3@M-C-C
M9F$T,31A9"TQ-S,T-S5F,S$P(B!T87)G970],T0B7V)L86YK(CX\:6UG('-R
M8STB:'1T<',Z+R]W=W<N865S<W5C8V5S<RYO<F<O96UA:6QS+VEM86=E<R]I
M8V]N<R]F86-E/6]O:RUI8V]N+G!N9R(@86QT/2)&;VQL;W<@=7,@;VX@1F%C
M96)O;VLA(B!S='EL93TB8F]R9&5R.B!N;VYE.R!P861D:6X]+6QE9G0Z(#5P
M>"(O/CPO83X*(" @(" @(" @(" @(" @(#QH<B!S='EL93TB8F%C:V=R;W5N
M9#H@;F]N93L@8F]R9&5R.B!N;VYE.R!B;W)D97(M=&]P.B Q<#T@<V]L:60@
M(T-#0SL@;6%R9VEN+71O<#H@,3!P>#L@;6%R9VEN+6)O='1O;3H@,3!P>#LB
M/@H@(" @(" @(" @(" @(" @66]U(&UA>2!H879E(&%L<F5A9'D@<F5Q=65S
M=&5D('1O('5N<W5B<V-R:6)E(&9R;VT@96UA:6QS(&X]="!S<&5C:69I8V%L
M;'D@<F5L871E9"!T;R!Y;W5R(&%C8V]U;G0N("!0;&5A<V4@;F]T92P@>6]U
M(&%R92!R96-E:79I;F<@=&@]<R!E;6%I;"!B96-A=7-E(&ET(&ES(&%N(&EM
M<&]R=&%N="!M97-S86=E(&%B;W5T('EO=7(@;&]A;G,N"B @(" @(" @(" @
M(" @/"]D:78^+2T^"CQD:78@8VQA<W,](G=R87!P97(B('-T>6QE/2)C;VQO
M<CH@(S8V-C8V-CL@9F]N="US:7IE.B Q,W!X.R!P861D:6YG.B Q/7!X(#@E
M.R!T97AT+6%L:6=N.B!C96YT97([(CX\<W1R;VYG/E!L96%S92!D;R!N;W0@
M<F5P;'D@9&ER96-T;'D@=&\@=&AI<R!M/7-S86=E+CPO<W1R;VYG/B!);G-T
M96%D+" \82!H<F5F/2)H='1P.B\O:6YF;RYA97-S=6-C97-S+F]R9R]G82]C
M;&EC:R\R+3U15%!.:TQ%5C%434Y54T%.15)#:&M525%+9VMF=S M-2TQ-#0R
M-C@M,C@V,C0X+3<U-C0Q-RTX83(Q-64P838U+3$W,S0W-68S,3TB/F-O;G1A
M8W0@=7,\+V$^('=I=&@@86YY('%U97-T:6]N<RX@/&)R("\^(#QB<B O/B!4
M:&ES(&EN9F]R;6%T:6]N(&UE<W-A9ST@:&%S(&)E96X@<V5N="!T;R!Y;W4@
M8F%S960@;VX@>6]U<B!E>&ES=&EN9R!R96QA=&EO;G-H:7 @=VET:"!!;65R
M:6-A;B!%9#UC871I;VX@4V5R=FEC97,N($EF('EO=2!A<F4@;F]T('1H92!I
M;G1E;F1E9"!R96-I<&EE;G0@;W(@<F5C96EV960@=&AI<R!E;3UI;"!I;B!E
M<G)O<BP@/&$@:')E9CTB:'1T<#HO+VEN9F\N865S<W5C8V5S<RYO<F<O9V$O
M8VQI8VLO,BUR45103FM,158Q5$T]55-!3D520VAK54E12V=K9G<P+34M,30T
M,C8X+3(X-C(T."TW-38T,3<M.&$R,35E,&$V-2TQ-S,T-S5F,S$P(B!T87)G
M970]/5]B;&%N:R(@<F5L/2)N;V]P96YE<B(^<&QE87-E(&-O;G1A8W0@=7,\
M+V$^(&%N9"!T:&5N(&1E;&5T92!T:&ES(&5M86EL(#UR;VT@>6]U<B!S>7-T
M96TN/&AR('-T>6QE/2)B86-K9W)O=6YD.B!N;VYE.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUT;W Z(#$]>"!S;VQI9" C0T-#.R!M87)G:6XM=&]P.B Q,'!X
M.R!M87)G:6XM8F]T=&]M.B Q,'!X.R(@+SX*/'1A8FQE(&)O<F1E<CTB,"(@
M=VED=&@](C$P,"4B/@H\=&)O9'D^"CQT<CX*/'1D('-T>6QE/2)T97AT+6%L
M:6=N.B!C96YT97([(CX*/' ^06UE<FEC86X@161U8V%T:6]N(%-E<G9I8V5S
M/&)R("\^(#$R,# @3F]R=&@@4V5V96YT:"!3=')E970\8G(@+SX@2&%R<FES
M/75R9RP@4$$@,3<Q,#(M,30T-#PO<#X*/"]T9#X*/"]T<CX*/'1R/@H\=&0@
M<W1Y;&4](G1E>'0M86QI9VXZ(&-E;G1E<CLB/@H\<#X\<W1R;VYG/D9O;&QO
M=R!5<R$\+W-T<F]N9SX\+W ^"CQA(&AR968](FAT=' Z+R]I;F9O+F%E<W-U
M8V-E<W,N;W)G+V=A+V-L:6-K+S(M<E%44$YK3$56,51-3E5304Y%4D-H:U5)
M44L]:V9W,"TU+3$T-#(V."TR.#8R-#@M-S4V-#$Y+3 V9C4V,#@Y930M,3<S
M-#<U9C,Q,"(@=&%R9V5T/2)?8FQA;FLB(')E;#TS1")N;V]P96YE<B(^/&EM
M9R!S='EL93TB8F]R9&5R.B!N;VYE.R!P861D:6YG+7)I9VAT.B U<'@[(B!S
M<F,](FAT='!S/2\O=W=W+F%E<W-U8V-E<W,N;W)G+V5M86EL<R]I;6%G97,O
M:6-O;G,O='=I='1E<BUI8V]N+G!N9R(@86QT/2)&;VQL;W<@=3T@;VX@5'=I
M='1E<B$B("\^/"]A/B \82!H<F5F/2)H='1P.B\O:6YF;RYA97-S=6-C97-S
M+F]R9R]G82]C;&EC:R\R+7)15% ]:TQ%5C%434Y54T%.15)#:&M525%+9VMF
M=S M-2TQ-#0R-C@M,C@V,C0X+3<U-C0Q."TV,V-F830Q-&%D+3$W,S0W-68S
M,3 B('0]<F=E=#TB7V)L86YK(B!R96P](FYO;W!E;F5R(CX\:6UG('-T>6QE
M/2)B;W)D97(Z(&YO;F4[('!A9&1I;F<M;&5F=#H]-7!X.R(@<W)C/2)H='1P
M<SHO+W=W=RYA97-S=6-C97-S+F]R9R]E;6%I;',O:6UA9V5S+VEC;VYS+V9A
M8V5B;V]K+6EC;VXN/6YG(B!A;'0](D9O;&QO=R!U<R!O;B!&86-E8F]O:R$B
M("\^/"]A/CPO=&0^"CPO='(^"CPO=&)O9'D^"CPO=&%B;&4^"CQH<B!S='EL
M93TB8F%C:V=R;W5N9#H@;F]N93L@8F]R9&5R.B!N;VYE.R!B;W)D97(M=&]P
M.B Q<'@@<V]L:60@(T-#0SL@;6$]9VEN+71O<#H@,3!P>#L@;6%R9VEN+6)O
M='1O;3H@,3!P>#LB("\^66]U(&UA>2!H879E(&%L<F5A9'D@<F5Q=65S=&5D
M('1O('4]<W5B<V-R:6)E(&9R;VT@96UA:6QS(&YO="!S<&5C:69I8V%L;'D@
M<F5L871E9"!T;R!Y;W5R(&%C8V]U;G0N(%!L96%S92!N;W0]+"!Y;W4@87)E
M(')E8V5I=FEN9R!T:&ES(&5M86EL(&)E8V%U<V4@:70@:7,@86X@:6UP;W)T
M86YT(&UE<W-A9V4@86)O=70@>6\]<B!L;V%N<RX\+V1I=CX*/&1I=B!S='EL
M93TB8V]L;W(Z(",V-C8V-C8[(&9O;G0M<VEZ93H@,3!P>#L@<&%D9&EN9SH@
M," X)2 S,'!X(#@E.R!T97AT+3UL:6=N.B!C96YT97([(CYV,2XP/"]D:78^
M"CPO=&0^"CPO='(^"CPO=&)O9'D^"CPO=&%B;&4^"CPO=&0^"CPO='(^"CPO
M=&)O9'D^"CPO=&%B;&4^"CQI;6<@<W)C/2)H='1P.B\O:6YF;RYA97-S=6-C
M97-S+F]R9R]G82]O<&5N+S(M<E%44$YK3$56,51-3E5304Y%4D-H:U5)44L]
M:V9W,"TU+3$T-#(V."TR.#8R-#@M,3<S-#<U9C,Q,"(@:&5I9VAT/2(R(B!W
M:61T:#TB,R(@86QT/2(B/CPO8F]D>3X*/"$M+2!);G-T86YC945N9" M+3X\
M+VAT;6P^/3]X;6P@=F5R<VEO;CTN,"(@96YC;V1I;F<]5$8M."(_/@H\(41/
M0U194$4@<&QI<W0@4%5"3$E#("(M+R]!<'!L92\O1%1$(%!,25-4(#$N,"\O
M14XB(")H='1P.B\O=W=W+F%P<&QE+F-O;2]$5$1S+U!R;W!E<G1Y3&ES="TQ
M+C N9'1D(CX*/'!L:7-T('9E<G-I;VX]+C B/@H\9&EC=#X*"3QK97D^8V]L
M;W(\+VME>3X*"3QS=')I;F<^,# P,# P/"]S=')I;F<^"@D\:V5Y/F-O;G9E
M<G-A=&EO;BUI9#PO:V5Y/@H)/&EN=&5G97(^,3$U,C4U/"]I;G1E9V5R/@H)
M/&ME>3YD871E+6QA<W0M=FEE=V5D/"]K97D^"@D\:6YT96=E<CXP/"]I;G1E
M9V5R/@H)/&ME>3YD871E+7)E8V5I=F5D/"]K97D^"@D\:6YT96=E<CXQ-34P
M,#<Y,#@W/"]I;G1E9V5R/@H)/&ME>3YF;&%G<SPO:V5Y/@H)/&EN=&5G97(^
M.#4Y,#$Y-3@T,3PO:6YT96=E<CX*"3QK97D^<F5M;W1E+6ED/"]K97D^"@D\
G<W1R:6YG/C$R-3$S/"]S=')I;F<^"CPO9&EC=#X*/"]P;&ES=#X*
`
end