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American Education Services

Servicemember Civil Relief Act (SCRA)

Our Nation recognizes the commitments and sacrifices that servicemembers
make for the protection of our Nation. On behalf of American Education
Services (AES), we applaud our servicemembers for their service. If you
are or have been a servicemember, please review the following
information that lists some of the protections and benefits that we
offer.

Servicemembers help serve and protect our country, and we appreciate all
you do. If you are serving or have served in the military, make sure you
explore the benefits that may be available to you.

Explore Servicemember Benefits to See if You May Qualify:

* Servicemember Civil Relief Act (SCRA) interest rate cap of no more
than 6%

* 0% interest while receiving hostile pay

* HEROES Act Waiver that streamlines documentation requirements for
certain program benefits

* Income-Driven Repayment plans that base your monthly payment amount
on your income and family size with payments as low as $0

* Public Service Loan Forgiveness after a certain number of loan
payments

* Postpone or defer payments during certain periods of, and immediately
following, active duty**

* All or a portion of loan forgiveness if you are disabled due to a
service injury

* Loan repayment through special Department of Defense repayment
program

** Interest may accrue during periods of deferment or postponement.

Eligibility criteria for benefits vary by program and may include such
factors as the type of military service, whether your loans were taken
out prior to the date you began active duty status, and your income and
family size.

We recognize the sacrifices you make and are here to help.

Learn more about the available benefits you may be eligible for at:
www.aessuccess.org/manage/benefits_for_servicemembers
Or call 1-800-233-0557 Monday through Friday from 7:30 AM to 9:00 PM
(ET). Military benefits specialists are available to discuss eligibility
requirements.

Thank you for your service to our country and we look forward to
serving you!

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American Education Services
1200 North Seventh Street
Harrisburg, PA 17102-1444

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