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.footer .iOSLink a { color: #666666 !important; text-decoration: none !important; } @media only screen and (max-device-width: 480px) { body { padding: 10px !important; } .one-column p, .one-column li { font-size: 19px !important; line-height: 29px !important; } }A daily digest of opinions and analysisJapan Might Be Too Scared of Failure to SucceedThe total value of venture capital deals completed in Japan was just $800 million last year, according to Ernst & Young -- about one-third the amount in Israel and one-ninetieth the sum in America. Michael Schuman warns that outdated business practices and misguided policies are preventing the “creative destruction” needed to revitalize the country’s economy.Global Warming Is Already Making Americans MoveClimate displacement is real, and it’s hitting people in public housing first. Christopher Flavelle reports that across the country, low-income residents are bearing the brunt of natural disasters and rising seas.The TPP Is Exciting. Let’s Make a Case for ItThe Trans-Pacific Partnership’s virtues don’t make good sound bites, but still, they’re compelling. Tyler Cowen argues that advocates must explain clearly why they stand for building a better American dream.Sending Your Bills to the Government Is Silly, Not CriminalA Colorado man sent his wife’s student-loan bill to the U.S. Department of Agriculture, along with a polite note thanking the agency for payment. Now, he faces up to 25 years in prison on fraud charges. Noah Feldman slams the case as an abuse of power that would silence political protest.The Stock Market Has a Favorite in the ElectionInvestors normally seem to prefer Republican presidents, but this year, there’s strong evidence they want Hillary Clinton to win. Noah Smith offers two hypotheses about how and why the election is moving markets.Tough(ish) Times for the People of Washington, D.C.For residents of the capital, this election is about jobs: government jobs. And if history is any guide, Justin Fox says, out-of-work Washingtonians might be happier under a Republican administration.Ritholtz’s ReadsWho wins and who loses in the gig economy (Harvard Business Review)What “expansions don’t die of old age” really means (Real Time Economics)Elon Musk just showed us the grand unification of Tesla: fast cars, big batteries, and a stunning solar rooftop. (Bloomberg)(Read Barry Ritholtz’s full daily news roundup.)Bloomberg GadflyNike’s making itself more vulnerable to an upsetStocks fearless even in the Carlos Danger zoneHedge funds on caffeine high hanker for a double shot(Read more from BV’s sister site for fast business commentary.)Bloomberg L.P. ● 731 Lexington Avenue, New York, NY 10022Web ● Facebook ● TwitterFeedback ● Unsubscribe

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