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Simple car buying advice from USAA
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USAA(R)
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USAA SECURITY ZONE
Kathleen
Biden
USAA # ending in: 2764
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CAR BUYING BASIC TRAINING

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A STEP-BY-STEP GUIDE TO BUYING A CAR

1. GET PREPARED
http://e.usaa.com/a/tBYwX5hB73spXB9Y3zPLuIGItk2/usaa103
Calculate what you can afford and get helpful car buying tips.

2. FIND YOUR CAR
http://e.usaa.com/a/tBYwX5hB73spXB9Y3zPLuIGItk2/usaa104
Use the USAA Car Buying Service to find the right car for you and take
advantage of exclusive discounts. Members have saved an average of
$3,443 off MSRP.(1)

3. SAVE ON YOUR LOAN
http://e.usaa.com/a/tBYwX5hB73spXB9Y3zPLuIGItk2/usaa105
Lock in a discounted auto loan rate as low as 1.99% APR for up to 72
months from USAA Bank
before going to the dealership. Rates vary based on approved credit and
other factors.(2)

QUICK TIP
When calculating what you can afford, consider the cost of insurance,
gas, maintenance and repairs in addition to your loan payment.

GET STARTED
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1 Between 1/1/15 and 12/31/15, the average estimated savings off MSRP
presented by TrueCar Certified Dealers to users of the USAA Car Buying
Service, based on users who configured virtual vehicles and subsequently
purchased a new vehicle of the same make and model listed on the
certificate from Certified Dealers, was $3,443, including applicable
vehicle-specific manufacturer incentives. Your actual savings may vary
based on multiple factors, including the vehicle you select, region,
dealer and applicable vehicle-specific manufacturer incentives which are
subject to change. The Manufacturer's Suggested Retail Price ("MSRP") is
determined by the manufacturer, and may not reflect the price at which
vehicles are generally sold in the dealer's trade area as not all
vehicles are sold at MSRP. Each dealer sets its own pricing. Your actual
purchase price is negotiated between you and the dealer. Neither TrueCar
nor USAA sells or leases motor vehicles.

2 Displayed rates are our lowest Annual Percentage Rates (APR) and
include discounts for automatic payments (0.25%) and for purchasing
through the USAA Car Buying Service. Rates subject to change without
notice and vary based on approved credit and other factors, such as
term, model year, and loan amount. A 72-month new auto loan with a
1.99% fixed APR would have monthly payments of $14.75 per one thousand
dollars borrowed. For used vehicle model years 2010-2015, a 72-month
used auto loan with a 2.49% fixed APR would have monthly payments of
$14.97 per one thousand dollars borrowed. In order to receive the lowest
rate, vehicles must be financed for $15,000 or greater on used car loans
or $15,000 or greater on 72-month new car loans. For more information
see additional rates and terms
( http://e.usaa.com/a/tBYwX5hB73spXB9Y3zPLuIGItk2/usaa122 ) and calculate your
monthly payment ( http://e.usaa.com/a/tBYwX5hB73spXB9Y3zPLuIGItk2/usaa123 ).
To qualify for discount offer, the USAA Car Buying Service savings
certificate that you use must be no greater than 90 days old, and you
must fund the purchase of a vehicle from the USAA Certified Dealer
listed on your savings certificate with a USAA Federal Savings Bank auto
loan by 4/2/17. The discount for new and used vehicles is 0.50% off of
the approved interest rate for loan terms up to 72 months. Please refer
to usaa.com/autoloanoffer to learn more about the discount offer and to
check for dealers.

Use of the term "member" or "membership" refers to membership in USAA
Membership Services and does not convey any legal or ownership rights in
USAA. Restrictions apply and are subject to change.

Loans provided by USAA Federal Savings Bank, Member FDIC. Auto loans
subject to credit and property approval.

USAA Car Buying Service provided by TrueCar, Inc. USAA Bank receives
marketing fees in connection with the Car Buying Service.

This advertisement brought to you by USAA, 9800 Fredericksburg Rd.,
San Antonio, TX 78288.
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