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"Biztools"

Getting Capital

It takes money to make money. From social loans to cash advances, we’ve compiled a slew of advice and resources for gathering business capital.

The Social Approach to Loans

Recommended: Social Lenders [http://app.en25.com/e/er.aspx?s=227&lid=2761&elq=a45e905ad3b54e95bcf5058605271ef1]
Social lending is an attractive alternative to more traditional loans for some businesses. Here are a few sources that borrowers can tap into to formalize loans taken from social connections as well as total strangers (it’s not as scary as you think).
"Cutting Cost" [http://app.en25.com/e/er.aspx?s=227&lid=2761&elq=a45e905ad3b54e95bcf5058605271ef1]

The Economy at a Glance [http://app.en25.com/e/er.aspx?s=227&lid=2718&elq=a45e905ad3b54e95bcf5058605271ef1]

Employment: Optimism Continues

Nonfarm payroll employment increased by 290,000 jobs in April, the largest single month expansion in four years (March 2006). The U.S. has now added jobs for four consecutive months. View the entire monthly report [http://app.en25.com/e/er.aspx?s=227&lid=1946&elq=a45e905ad3b54e95bcf5058605271ef1]

» Employment
Unemployment Rate [http://app.en25.com/e/er.aspx?s=227&lid=1971&elq=a45e905ad3b54e95bcf5058605271ef1]
"rising negative" 9.9% [http://app.en25.com/e/er.aspx?s=227&lid=1971&elq=a45e905ad3b54e95bcf5058605271ef1]

» Business Activity
Gross Domestic Product [http://app.en25.com/e/er.aspx?s=227&lid=1964&elq=a45e905ad3b54e95bcf5058605271ef1]
"rising negative" 3.2% [http://app.en25.com/e/er.aspx?s=227&lid=2728&elq=a45e905ad3b54e95bcf5058605271ef1]

» Housing
Existing Home Sales [http://app.en25.com/e/er.aspx?s=227&lid=1955&elq=a45e905ad3b54e95bcf5058605271ef1]
"rising negative" 5.35 mil [http://app.en25.com/e/er.aspx?s=227&lid=1955&elq=a45e905ad3b54e95bcf5058605271ef1]

» Consumer
Retail Sales [http://app.en25.com/e/er.aspx?s=227&lid=1969&elq=a45e905ad3b54e95bcf5058605271ef1]
"rising negative" 7.6% [http://app.en25.com/e/er.aspx?s=227&lid=1969&elq=a45e905ad3b54e95bcf5058605271ef1]

» Financial
Dow Jones Average [http://app.en25.com/e/er.aspx?s=227&lid=1950&elq=a45e905ad3b54e95bcf5058605271ef1]
"rising negative" 1.4% [http://app.en25.com/e/er.aspx?s=227&lid=1950&elq=a45e905ad3b54e95bcf5058605271ef1]

» Inflation
Consumer Price Index [http://app.en25.com/e/er.aspx?s=227&lid=1961&elq=a45e905ad3b54e95bcf5058605271ef1]
"rising negative" 2.3% [http://app.en25.com/e/er.aspx?s=227&lid=1961&elq=a45e905ad3b54e95bcf5058605271ef1]

"Administaff" [http://app.en25.com/e/er.aspx?s=227&lid=55&elq=a45e905ad3b54e95bcf5058605271ef1]

This Month’s Recommended Resources:
Get the Money to Get Your Business Off the Ground [http://app.en25.com/e/er.aspx?s=227&lid=2762&elq=a45e905ad3b54e95bcf5058605271ef1]
Starting a new business costs a lot of money, and if you're in need of extra sources of funding, several options are available. Check out what we have to say about Business Money Today, Business.gov and iBank.
"New at Biztools"

Recommended:

Funding To Help You Move Forward

Recommended: Mid-Market Funding Resources [http://app.en25.com/e/er.aspx?s=227&lid=2763&elq=a45e905ad3b54e95bcf5058605271ef1]
Whether you need funding to beef up staff or to increase your marketing, midmarket funding options can help you get to where you need to be. See our take on High Street Capital, Business Finance and CreditCards.com.

Let Future Sales Pay for Today

Recommended: Business Cash Advance Services [http://www.biztools.com/management/finance-and-accounting/cash-flow/recommended-business-cash-advance-services.html]
Not much wiggle room in your budget to compensate for a slump in sales? As a loan alternative, you may want to consider business cash advance services that will give you much needed dough now.

Bridge the Gap With Short-Term Loans

Recommended: Lending Services [http://app.en25.com/e/er.aspx?s=227&lid=2764&elq=a45e905ad3b54e95bcf5058605271ef1]
Have a steady business but need more cash to accept new clients? A lending company may be what you need to keep your business moving forward.

Kick-Start Your Idea with Entrepreneurial Resources

Recommended: Venture Capital Resources [http://app.en25.com/e/er.aspx?s=227&lid=2765&elq=a45e905ad3b54e95bcf5058605271ef1]
You've got the idea, now what? You'll need money and a solid game plan before you launch your next venture. See what we have to say about The Entreprenuerial Readiness Survey, VC Pro Database and Angelsoft.

How To:

Charge It, But Don't Lose It

How To: Choose a Credit Card [http://app.en25.com/e/er.aspx?s=227&lid=2766&elq=a45e905ad3b54e95bcf5058605271ef1]
With so many features to choose from, there are a lot of factors to consider before picking a card. Here are some things to consider before signing up.

Give Your Score a Boost

How To: Improve Your Credit Score [http://app.en25.com/e/er.aspx?s=227&lid=2767&elq=a45e905ad3b54e95bcf5058605271ef1]
A sound credit score is crucial for your small business. To help maintain and improve your score, we'll show you how the score is calculated and the steps you can take to raise it.

Bank On It: A Loan Can Keep Your Business Moving Forward

How To: Apply for a Business Loan [http://app.en25.com/e/er.aspx?s=227&lid=2768&elq=a45e905ad3b54e95bcf5058605271ef1]
Before you head to the bank, make sure you’re prepared. Follow these steps before you start applying for loans in order to increase your "yes" factor and get the money.

Make Your First VC Meeting the First of Many

How To: Pitch Your Company to Venture Capitalists [http://app.en25.com/e/er.aspx?s=227&lid=2769&elq=a45e905ad3b54e95bcf5058605271ef1]
To pitch successfully to a venture capitalist, you’ll need to make an impact from the get-go. Talking about the wrong things or putting everyone to sleep isn’t going to win you any brownie points, so it’s important to bone up on your material and make sure it works.

New at Biztools:
Join the Network, Support Green Businesses, and Grow Together

Green Business Resource: Green America Business Network [http://app.en25.com/e/er.aspx?s=227&lid=2770&elq=a45e905ad3b54e95bcf5058605271ef1]
Is your company passionate about the environment? Find others who share your interest in doing business the green way. "New at Biztools"

Marketplace

Visit MarketPlace [http://app.en25.com/e/er.aspx?s=227&lid=2705&elq=a45e905ad3b54e95bcf5058605271ef1] to find incredible discounts on business services and products from trusted brands such as:

"Staples" [http://app.en25.com/e/er.aspx?s=227&lid=2705&elq=a45e905ad3b54e95bcf5058605271ef1] "Constant Contact" [http://app.en25.com/e/er.aspx?s=227&lid=2705&elq=a45e905ad3b54e95bcf5058605271ef1] "Usenet" [http://app.en25.com/e/er.aspx?s=227&lid=2705&elq=a45e905ad3b54e95bcf5058605271ef1]

Access to and use of this newsletter are provided subject to our Terms and Conditions [http://now.eloqua.com/e/er.aspx?s=227&lid=1487&elq=DF922AC2249F4841955F7E47DF53AFCB] and Privacy Policy [http://now.eloqua.com/e/er.aspx?s=227&lid=1488&elq=DF922AC2249F4841955F7E47DF53AFCB].

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